Financial markets are complex to understand and investing in financial markets require market knowledge, market research & analysis, experience, regular monitoring which is cumbersome and a time consuming process for an individual Investor. In Portfolio Management Services (PMS), a group of experienced professionals do extensive research and analyze the securities for the client. The Portfolio Manager understands client goals and risk appetite, based on which he optimizes the returns to achieve client goals by investing in securities like equity, fixed income securities and commodities etc.

Portfolio Management Service is a customized investment service offered to cater the investments objective of different investor classes. It is usually offered to High net worth individuals (HNIs). The clients can be Individuals or Institutions entities with high net worth. PMS provide comfort to the investors and generate superior returns in the long run.

The benefits of investing in Portfolio Management Services can be categorized as Professional Funds Management, Customized Approach, Diversification, Experienced Relationship/Fund Manager, Ease of Transactions and Transparency.

Market value of the portfolio can change, taxes may increase, and inflation is always rising. How will you weather these storms until your retirement and beyond when you are reliant on your assets to perform? Our Portfolio Restructuring services can help you bolster your nest-egg from upheavals and protect it from losing fees and hidden charges.

Portfolio restructuring is an investment tool which helps you to restructure and rebalance your entire portfolio across Equity, Mutual Funds and PMS to maximize its returns. It is defined as restructuring of a portfolio by selling off unwanted assets or asset types, and replacing them with preferred assets. This may be done by altering the structure of the portfolio, or through buying and selling of the desired composition.

At JCS, we first run through the existing financial portfolio to assess the assets, funds, pensions and bonds, to stop bleeding unnecessary costs and to lower risk without hurting performance. Once complete, we analyze changes in the financial landscape and measure the impact it may have on your portfolio. Accordingly, we recommend an investment restructuring plan so that you can enjoy high growth in your investments.

Financial Planning helps you take better control of your financial situation. Financial Planning requires a comprehensive picture that bridges the gap between where you are today and what you want to achieve. This requires an in-depth conversations about your short-term, long-term goals, priorities, and risk tolerance. By following a systematic approach, we help in building a personalized plan for your unique situation.

Financial plans are roadmaps that advisors create to help clients understand their income and expenses along with the amount they need to save and how to invest to meet future financial goals such as being able to retire, family educational expenses and other life goals. Remember, financial planning is a process, not a product.

The Financial Advisor at JCS follow a three step process. First, to know who you are, your financial needs, risk tolerance and future goals. Second, once we understand what your needs are, we help you analyze your priorities, define your vision for the future and determine the appropriate course of action to meet your goals. And third, changing the financial plans with the changes happening in your life, markets and across the world.

Never fall into the misconception that tax-planning is only for wealthy individuals and owners of mega-successful businesses. Tax planning can benefit any person that wants to increase their income by minimizing their tax liability. Efficient tax planning will most likely benefit you or your business in more ways than one.

Tax planning can be defined as the way of analyzing, planning and optimizing your financial situation from a tax saving or tax efficiency point of view. Tax planning helps you to make the most out of the different tax exemptions and deductions that are available to reduce your tax duty in the financial year.

There are numerable tax strategies which can help bring down your tax liability. A strong tax planning can help you gain immense tax benefits. It helps in saving your income under the law. The saved income can thereby be invested into various avenues which in addition to providing good returns, also ensure that your financial goals are fulfilled.